Notary Fees for Buying a Property in Belgium 2026

QUICK FACTS 2026

REGISTRATION DUTY CHANGES FROM 1 JANUARY 2026! ⚠️

Region	Standard Rate	Sole Primary Residence Rate (NEW!)	Condition
Flanders	12%	2% (NEW!)	Keep domicile for 1 year!
Brussels	12.5%	No reduction	N/A
Wallonia	12.5%	3% (Modest dwelling)	Subject to price ceiling

FULL COST BREAKDOWN 2026

SCENARIO: €300,000 HOUSE (Flanders)

OPTION A: With the 2% Registration Duty (NEW!)

Cost Item	Amount
Registration duties (2%)	€6,000
Notary fees (1.2%)	€3,600
Administration (0.4%)	€1,200
Miscellaneous costs	€500
TOTAL	€11,300

BENEFIT: MUCH CHEAPER!

OPTION B: Without the 2% Rate (Standard 12%)

Cost Item	Amount
Registration duties (12%)	€36,000
Notary fees (1.2%)	€3,600
Administration (0.4%)	€1,200
Miscellaneous costs	€500
TOTAL	€41,300

SAVINGS WITH THE 2% RATE!

€300,000 House: €30,000 SAVED! 🎉
€400,000 House: €40,000 SAVED! 🎉
€500,000 House: €50,000 SAVED! 🎉

CONDITIONS FOR THE 2% RATE

YOU MUST:

✅ Be a Belgian resident
✅ Buy your ONLY own home (not a 2nd property!)
✅ Keep your domicile there for AT LEAST 1 YEAR! (CRITICAL!)
✅ Not be a speculator

NOTE: Keeping your domicile for 1 year means you actually live there! (You cannot rent it out straight away!)

✦ 100% free & No obligation

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TIPS TO REDUCE YOUR NOTARY FEES

✅ Use the 2% advantage! (Ask your notary about the conditions!)
✅ Ask your estate agent for a discount! (Sometimes possible!)
✅ Compare notaries! (Fees can differ!)
✅ Check regional allowances! (Some areas offer the lowest rates!)

Frequently asked questions

What is the new registration duty rate for a primary residence in Flanders from 2026?

From 1 January 2026, buyers in Flanders pay only 2% registration duty if the property is their sole primary residence. The standard rate remains 12% for those who do not meet the conditions.

How much can I save with the 2% rate on a 300,000 euro home in Flanders?

With the 2% rate, total purchase costs on a 300,000 euro home come to around 11,300 euro compared to 41,300 euro at the standard 12% rate - a saving of 30,000 euro.

What are the conditions to qualify for the reduced 2% registration duty in Flanders?

You must be a Belgian resident, buy the property as your only own home, and keep your domicile there for at least one year. You cannot rent it out immediately after purchase.

Do Brussels and Wallonia also offer a reduced registration duty rate in 2026?

Brussels does not offer a reduction and keeps the standard rate of 12.5%. Wallonia offers a reduced rate of 3% but only for modest dwellings subject to a price ceiling.

Can I negotiate or reduce notary fees when buying a property in Belgium?

You can compare notaries as fees can differ, and you can ask your estate agent about possible discounts. It is also worth checking regional allowances, as some areas offer lower rates.